Archive of: first home buyer
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Residential property market survey posted March 7, 2012
Although bank reports are often as dry as a brick in the Sahara the latest residential property market survey done by the BNZ has some interesting information if you care to take a look. Truly. It’s on their website. I noted a couple of things. Firstly, that first home buyers are active in every region [...]
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5 reasons why 2012 is a good time to buy a house posted January 15, 2012
I have a funny feeling that this year we’ll be helping more people into their first home than ever before. Yes, I think 2012 is a good time to buy a house. That’s despite the doom and gloom that keeps coming out of Europe. The ongoing quakes in the garden city. And the downbeat articles [...]
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Kiwisaver as deposit for first home posted October 19, 2011
Lately, more and more clients have been approaching us hoping to use their Kiwisaver money as part or all of their deposit for a first home purchase. Which is really great to see. But often, they are confused as to what they can access. If you want to use Kiwisaver money as your deposit, there [...]
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You don’t need 5% deposit to buy an apartment… posted September 26, 2011
Buying an apartment sure has it’s attractions. They’re generally well located in the centre of a city which makes them handy to work, entertainment and shopping. The other beauty is that there aren’t any lawns to mow or gardens to take care of. Plus they have security features and privacy a regular house doesn’t always [...]
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Door wide open for first home buyers posted July 21, 2011
When was the last time buying a house in NZ was as affordable as it is right now? 2004. The combination of record low interest rates, a slight increase in after tax income (you probably didn’t notice that very much!) and soft prices for your typical starter house all add up to some of the [...]
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Auctions and the low deposit mortgage posted July 7, 2011
Of all the methods of buying property, auctions are probably the most exciting. Certainly reality TV has turned them into something of a ‘glamour event’ and stories abound of people going to auction and buying very well. If you’re thinking about buying at auction and you have a 5% deposit there’s two things to [...]
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2011 – get ready! posted May 15, 2011
In real estate there are only a handful of rules; one of them is that ‘well located and appropriately priced property always moves quickly’. And is it any wonder? Although most buyers would welcome a screaming bargain in reality ‘well located and appropriately priced’ is exactly the kind of thing you’re looking for. Trouble is [...]
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5 tips for first home buyers this summer posted May 15, 2011
1. A house that matches your entire wish list doesn’t exist. It will be a compromise, so go for one that meets 75% of what you want and get on with it. Ignore if you just won lotto. 2. There’s a good chance you won’t be in your first house forever. Knowing this fact influences [...]
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December round up posted May 15, 2011
As 2010 limps to a close I’m sure many of you will join with me in letting out a collective ‘thank god for that!’ We’ve had some highlights this year but overall I have to admit it has been a tough one for anyone involved in the property business. Economically the country has been under [...]
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$18,000 house deposit – thanks Kiwisaver! posted May 15, 2011
I’ll cut straight to it – if you’re not in Kiwisaver yet (or an equivalent scheme), somethings wrong with you. Although thousands of people have signed up there is still a group of people who seem paranoid about getting into it. In terms of simplicity it’s a good scheme. That a heap of people who [...]
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