Archive of: Life Insurance
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Baby boomers going bust? posted May 14, 2012
Picture this: You’re aged 60 and semi-retired (no it’s not a Tui ad…) Your retirement plans are well advanced with money sitting in various investments or your rental properties are now starting to produce income after years of mortgage payments. You’re feeling quietly confident that you can retire in relative comfort in 5 years if [...]
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Medical Insurance Treatment Costs posted July 8, 2011
It can be hard trying to justify buying medical insurance. Especially if you’re one of the legendary few who never go to the doctor and haven’t had a day off work in you’re life. If that’s you, congratulations you statistical anomaly you. For the rest of us who aren’t superhuman there’s a pretty good chance [...]
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ACC and income insurance posted June 20, 2011
It’s one thing to have income insurance but it’s quite another to have it work when you need it to. This is where advice from an insurance person (that’s us) is crucial as are periodic reviews of your coverage. Here’s an example of what can happen despite your best intentions. Tweet
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Single parent? Think about this. posted May 15, 2011
“If something were to happen to me, would you raise my child?” As a single parent, you may have already considered who will care for your child/ren if anything should happen to you. You may have even asked someone to do that job if necessary. But the trust you place in another person results in [...]
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Spray ‘n’ Wipe, bleach and a financial spring clean posted May 15, 2011
On Sunday morning I nearly poisoned myself with spray n wipe and bleach. No, life is not that bad but with the first day of spring behind us I couldn’t stand the accumulating dust or the mould on the window sills any longer. I just snapped and had to clean it. My financial affairs came [...]
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Fair Go get it badly wrong posted May 15, 2011
Insurance companies are easy meat. It’s so easy to paint a poor picture of them when tragedy strikes because you’ve got all the emotion that goes hand in hand with a traumatic event. Everyone loves to call them bastards, especially when you are hurt because they didn’t pay your claim. The story on Fair Go [...]
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Health Insurance – getting what you want in Godzone posted May 15, 2011
Unless you’re a statistical anomaly chances are you’ll need serious medical attention at some point in the future. If you’re in any doubt as to the likelihood of that then rock up to any hospital in a major town or city near you – the place is not exactly empty. What’s even more interesting is [...]
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Writing the course on Regulation posted May 15, 2011
After the furore over the poor investment decisions made by investment advisers and the millions of dollars lost in finance company investments in recent years, financial advisers are on their way to becoming a more regulated group of people. That is, we’ll have to meet certain standards as set by the Securities Commission in order [...]
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But wait, there’s more! posted May 15, 2011
True or False – the only thing life insurance does is give someone else a fat wad of cash (FWoC) when you cark it, right? Well you’re not too far off the mark but let me tell you there’s more to most policies than first meets the eye*. Most have a terminal illness benefit which pays out the [...]
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